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WhatsApp payment robot

Pay in naira by sending one message in a WhatsApp group.

For
White-label merchants and the customers who pay in their groups
Where
A WhatsApp group with the robot enabled

Open a group

  1. 1Ask support for the robot’s number and save it as a contact.
  2. 2Create a group named “merchant number + brand” (for example FX10008 Brand) and add the robot.
  3. 3Anyone in the group sends /开启 (start); the robot confirms the request.
  4. 4After the platform enables it, the robot posts a success message and the balance.

Keep the merchant number in the group name after it is enabled.

Make a payment

Send one message with the 10-digit account, the bank and the amount, in any order; names or other words are fine.

0123456789 OPay 50000
Moniepoint 012 345 6789 ₦25,000 John
pay 50k to 0123456789 GTBank
  • Amounts can be 50000, 50,000, ₦50,000, N50000 or 50k.
  • Common bank names work; case, spaces and small typos are tolerated.
  • Messages starting with + or - are not payments.

Robot replies

ReplyMeaningWhat to do
⚠️ Payment processing (with order number)No result after 15 secondsWait; do not resend
✅ Payment successful (receipt image)Paid, with amount, balance and order numberNothing
⚠️ Payment pending checkStill confirming; it will not pay twiceWait for the final result
❌ Payment failed (with order number)Submitted but the bank rejected it; credit returnedFix the reason, then resend
❌ Not paid (no order number)Not submitted; nothing deductedFix the reason, then resend

Common message fixes

Robot saysHow to fix
Account length is wrongUse 10 digits; OPay, PalmPay, Moniepoint and Kuda accounts are usually the phone number without the leading 0
No account found / two accounts foundWrite one continuous 10-digit account
No amount / several amountsKeep one amount and remove other numbers
No bank / several banksKeep one bank; if the name looks like a bank, write the bank’s full name
Name does not match the bankCheck the account and bank belong to this person
Recipient account limit reachedAsk the recipient for another account
NGN onlyDo not mention dollars, USDT or RMB
Network interrupted, not paidSend it again

For any other message, contact your merchant or support with the order number.

Your limits, risk rules and merchant tools are in the full guide after you log in.

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